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TERMS & CONDITIONS
Last updated: 24 May 2026
🧩 1. Company Information
UMDIS LTD
43 The Odeon, Longbridge Road
IG11 8RR, London, United Kingdom
Company number: 15707337
Director Maksym Yenchenko
maksym.yenchenko@umdis.org
Bank: Wise
IBAN BE88 9054 3567 8941
Swift/BIC: TRWIBEB1XXX
Bank address: Rue du Trône 100, 3rd floor, Brussels, 1050, Belgium
More info: https://find-and-update.company-information.service.gov.uk/company/15707337
📌 2. Acceptance of Terms
By accessing this website, submitting any form, or purchasing any product or service, you agree to be bound by these Terms & Conditions.
If you do not agree, you must not use our services.
🌍 3. Eligibility & Restrictions
Our services are available worldwide, except:
- Russia
- Iran
- citizens of these countries
We reserve the right to refuse service at our sole discretion.
🛒 4. Products & Services
We provide:
- Online courses
- Offline courses
- Consulting services
- Digital and physical products
All services are provided for educational and informational purposes only.
💳 5. Payments
- Payments are processed via Stripe or bank transfer
- Full payment is required unless otherwise agreed
- Prices may change without notice
👉 We reserve the right to:
- refuse or cancel any order
- limit quantities
- request additional verification
❗ 6. REFUND POLICY
Offline Courses
If you cannot attend an offline course (whether you cancel before the start date or cannot come), we will either refund 100% of your payment or transfer your place to the next course. Please let us know as early as possible.
For certain courses, special refund conditions may apply.
If special conditions apply, they will be clearly stated in the specific course description and will override this general policy.
🔴 Online Courses
- All purchases are final and non-refundable
- No compensation or refunds are provided, unless the terms of a specific course say otherwise
👉 Exception:
- If access to the course was not provided at all, we may review the case
📦 Physical Products
- 14-day return policy applies
- Items must be unused and in original condition
⚠️ 7. Chargebacks & Payment Disputes
By purchasing from us, you agree:
- Not to initiate unjustified chargebacks
- To contact us first to resolve any issue
👉 In case of a chargeback:
We reserve the right to:
- suspend access to all services
- deny future purchases
- provide evidence to payment processors
- pursue legal recovery of funds and associated costs
🎓 8. Course Access & Delivery
Courses may be delivered via:
- Telegram
- Zenedu
- Website platforms
Important:
- Access details are sent after payment
- Access duration is defined per course
- Access may be revoked in case of violation
🚫 9. Intellectual Property
All content is protected by copyright.
You are strictly prohibited from:
- Sharing access with others
- Recording or redistributing materials
- Uploading content to third-party platforms
👉 Violation may result in:
- immediate termination of access
- legal action
👥 10. Conduct & Participation
We reserve the right to remove any participant without refund if they:
- disrupt the course
- behave inappropriately
- violate rules or instructions
- misuse materials
⚠️ 11. No Guarantee of Results
We do not guarantee:
- business success
- financial results
- specific outcomes
All information is provided:
👉 “as is” and for educational purposes only
⚠️ 12. Limitation of Liability
To the maximum extent permitted by law:
- We are not liable for indirect or consequential losses
- We are not responsible for decisions made based on our content
- We are not responsible for third-party platforms (Telegram, Meta, Google, etc.)
Your use of our services is at your own risk.
🌐 13. Third-Party Platforms
Our services may rely on:
- Telegram
- Meta (Facebook, Instagram)
- other platforms
We are not responsible for:
- outages
- restrictions
- data loss
- platform policies
📊 14. Data & Privacy
Your data is processed according to our Privacy Policy.
By using our services, you agree to such processing.
🤝 15. Partner Courses
For certain courses:
- Data may be shared with course partners
- Participation implies consent to such sharing
🚫 16. Prohibited Use
You may not:
- misuse the website
- attempt to gain unauthorized access
- disrupt services
- use content unlawfully
🔐 17. Account & Access Security
You are responsible for:
- maintaining confidentiality of access
- preventing unauthorized use
We are not responsible for misuse of your access credentials.
👶 18. Age Restriction
Services are intended for individuals aged 18+ only.
⚖️ 19. Governing Law
These Terms are governed by the laws of the United Kingdom.
Any disputes shall be resolved under UK jurisdiction.
⚠️ 20. Right to Modify
We reserve the right to:
- modify services
- change pricing
- update these Terms at any time
📩 21. Contact
For any questions:
